Bad Credit Car Loans for San Diego, California, Motorists

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Visit Honda of El Cajon Superstore for Auto Loan Assistance Today

Honda of El Cajon Superstore provides comprehensive auto loan assistance for local California drivers, including those motorists who are seeking bad credit financing due to a low credit score. Our team of loan specialists has helped motorists from throughout the San Diego, California, area overcome bankruptcy filings, repossessions, foreclosures and even divorces that have affected their credit ratings. Reach out to our finance team to see how we can be of service to you!

2018 Honday Ridgeline

We encourage all local car shoppers from nearby Lemon Grove, CA, and surrounding communities to contact or visit our Honda finance department today. Here on our website, you can easily apply for bad credit car loans through our secure credit application, and our professional team will receive your form for prompt review. We'll then contact you shortly to not only discuss your application and the items that contributed to your credit score, but also the quality used car, SUV or pickup truck you're after.

If you would prefer to chat with one of our loan experts in-person, then head over from Chula Vista, CA, or wherever you may call home. We'll gladly go over the entire application process with you, discussing the factors that contribute to your creditworthiness and the loan packages that may be available to you. Our Honda dealership in El Cajon, CA, teams up with an array of trusted financial lenders so that we can help drivers just like you secure viable sub-prime auto loans. Don't wait any longer to upgrade to one of the quality pre-owned vehicles for sale here at Honda of El Cajon Superstore!

Lending Factors

When determining your eligibility for bad credit car loans, there are many aspects of your application that lenders consider. Our finance pros will review the factors that may contribute to your loan results, and we'll run a credit report to understand your financial situation better. Your credit rating tells our team where you fall along the credit spectrum and helps us work for you when negotiating with lenders.

When you apply for sub-prime or bad credit car loans, we'll review:

  • Your credit score
  • Your financial history
  • Your debt-to-income ratio
  • The vehicle you would like to buy or lease
  • Your down payment
  • Any vehicle trade
  • The total loan amount requested

Understanding your debt-to-income ratio and these other factors will help your lender and us better understand your ability to pay back this auto loan by the end of the term. At Honda of El Cajon, we're here to assist you in upgrading to a dependable car you can rely on around San Diego and beyond, as well as in improving your credit rating and overall financial situation so that you can get back on track. Don't let one of our pristine, pre-owned Honda automobiles pass you by; apply for alternative financing packages here today!